In a monastery far away from human habitation lived a saint called Deva Sarma. He amassed a lot of wealth by selling clothes gifted to him by well-wishers and disciples. It became a burden for him to guard that wealth. Since he did not trust anyone, he put all his money into a bag and carried it with him wherever he went.

Ashadhabhooti, an experienced cheat, noticed Deva Sarma carrying his bag always with him and assuming that it certainly contained something valuable, began planning to snatch it from him.

One day, the cheat met the saint and promptly fell on his feet and said, Oh, know-all, I have realized that this life is an illusion; youth is fleeting and all familial ties are like a dream. Please show me the correct path that delivers me from all worldly ties.

Pleased with his humility, Deva Sarma accepted him as his disciple. Ashadhabhooti promised the saint that he would consider every sign from him as a command and carry it out. Ashadhabhooti too began making Deva Sarma happy by attending to every need of his. But seeing that the saint never separated the money-bag from his person.

Once a visitor invited Deva Sarma to come to his village and perform the sacred thread ceremony of his son. The saint accepted the invitation and set out for the village taking Ashadhabhooti with him. On the way, the guru and his disciple had to cross a river. After bathing in the river and wanting to rest for a while, Deva Sarma took the money bag and pushed it into a quilt he was carrying and asked the disciple to take care of the money. The moment the guru went out of his sight, Ashadhabhooti collected the bag and fled the place.

With great trust in his disciple, Deva Sarma decided to spend time by joining a crowd watching two well-fed goats fighting ferociously. As blood was running down their heads, a jackal came there to feast on the blood the two goats were shedding. Deva Sarma saw the jackal entering the scene and thought that the jackal would surely die caught between the two warring goats. His surmise came true and the jackal died, gored by the two goats. Brooding over the demise of the jackal, Deva Sarma returned to where he had left the money-bag with Ashadhabhooti and panicked when he found Ashadhabhooti missing. After a vain search for the trickster, the foolish saint returned home dejected.

Moral
No circumstances are responsible for your situation except you.